Tuition Insurance

FEE
The premium rate when selecting the Tuition Refund Plan is 1.7% of the annual tuition and will be added to the total tuition & fees due. Students enrolled in the Bundling Program are automatically enrolled in the Tuition Refund Plan at no additional cost.

WHAT THE TUITION REFUND PLAN COVERS 
 
WITHDRAWAL OR ABSENCE FOR MEDICAL REASONS:
The Plan will pay 100% of the unused yearly insured fees, provided the student’s injury or sickness forces the student to withdraw from school or medical absence lasts for 31 or more consecutive days. Benefits are paid retroactive to the first day of medical absence. 
 
The Plan will pay 60% of the unused yearly insured fees, provided the student’s mental health condition, as referenced in DSM V, forces the student to withdraw from school or medical absence lasts for 31 or more consecutive days. 

WITHDRAWAL FOR OTHER THAN MEDICAL REASONS: 
(Examples include: moves, change of objective, financial hardship and voluntary withdrawals.) 
The Plan will pay 60% of the unused yearly insured fees provided the student has withdrawn from school after attending more than fourteen consecutive calendar days beginning with the student’s first day of attendance in the academic year. 

DISMISSAL FROM THE SCHOOL: 
The Plan will pay 75% of the unused yearly insured fees provided the student is dismissed from the school after attending more than fourteen consecutive calendar days beginning with the student’s first day of attendance in the academic year. 

CLAIMS: 
Claim forms with instructions are available at the school business office. Claims must be reported within 30 days from the date of separation. Benefit payment is made to the school to be credited to the student’s account. Benefits not required to settle your account with the school, if any, will be refunded to you by the school.

Additional information can be found at: 
DEWAR: www.tuitionrefundplan.com
Email: trp@dewarinsurance.com 
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About Harborlight

Harborlight Montessori is an independent, co-educational, day school for children from infant-toddler through grade 8 that is committed to innovative teaching and learning.